DWI ANDRYANI, Feby; GHOFUR , Abdul; ROSDIYATI, Rosdiyati; HAYATI, Erna. THE INFLUENCE OF DOOM SPENDING, FINANCIAL LITERACY, AND FINANCIAL TECHNOLOGY UTILIZATION ON THE FINANCIAL MANAGEMENT BEHAVIOR OF GENERATION Z. JEKMA (Jurnal Ekonomi Mahasiswa), [S. l.], v. 4, n. 2, p. 299–308, 2026. Disponível em: https://jurnalekonomi.unisla.ac.id/index.php/JEKMA/article/view/2906. Acesso em: 10 nov. 2026.