Fredi Asmoro, Femas, Ruswaji, Agung Hirmantono, and Hery Suprapto. 2026. “PERCEPTION, COMPETITION INTENSITY AND CREDIT PAYMENT POLICY ON CONSUMER PURCHASING DECISIONS AT UD SUMBER AGUNG”. JEKMA (Jurnal Ekonomi Mahasiswa) 4 (2):448-57. https://jurnalekonomi.unisla.ac.id/index.php/JEKMA/article/view/2917.