Kalista Julia Ramadani, Dewi, et al. “THE INFLUENCE OF DIGITAL LIFESTYLE, EASE OF TRANSACTIONS, AND CASHBACK PROMOTIONS ON SHOPEEPAY GENERATION Z USAGE DECISIONS”. JEKMA (Jurnal Ekonomi Mahasiswa), vol. 4, no. 2, Oct. 2026, pp. 438-47, https://jurnalekonomi.unisla.ac.id/index.php/JEKMA/article/view/2914.