Fredi Asmoro, Femas, Ruswaji, Agung Hirmantono, and Hery Suprapto. “PERCEPTION, COMPETITION INTENSITY AND CREDIT PAYMENT POLICY ON CONSUMER PURCHASING DECISIONS AT UD SUMBER AGUNG”. JEKMA (Jurnal Ekonomi Mahasiswa) 4, no. 2 (October 20, 2026): 448–457. Accessed November 10, 2026. https://jurnalekonomi.unisla.ac.id/index.php/JEKMA/article/view/2917.