Santi, S. C., Surianto, M. A., Desembrianita, E. dan Rosyihuddin, M. (2021) “Analysis of Factors Influencing Decisions to Use Financial Technology (GoPay) in Gresik Regency”, JPIM (Jurnal Penelitian Ilmu Manajemen), 6(3), hlm. 256–270. doi: 10.30736/jpim.v6i3.834.