Muhammad A, Salmah Harun, Muhammad Amin. HOUSING LOANS AND PEOPLE’S BUSINESS LOANS AS DETERMINANTS OF RETURN ON ASSETS: AN EMPIRICAL STUDY ON PT BANK NEGARA INDONESIA (PERSERO) TBK MATOANGIN BRANCH OFFICE . JPIM (Jurnal Penelitian Ilmu Manajemen) [Internet]. 2024 Jun. 30 [cited 2024 Sep. 1];9(2):247-63. Available from: https://jurnalekonomi.unisla.ac.id/index.php/jpim/article/view/2182