KEYS TO FINANCIAL PLANNING: EFFECTS OF FINANCIAL LITERACY DURING COVID-19
DOI:
https://doi.org/10.30736/jpim.v7i2.1069Keywords:
Financial Literacy, Financial Knowledge, Social Demographic, Covid-19.Abstract
This study determines the role of financial planning in the Covid-19 era and the influence of financial literacy, financial knowledge, social demographics, and lifestyle during the Covid-19 pandemic. The research method used in this research is a conceptual paper with a literature review approach. The role of variables has a tremendous influence on financial planning where with this knowledge, it is possible to awaken individuals to behave well in financial matters. Covid-19 has a positive impact on financial planning because it can increase awareness of the importance of financial planning to make wise decisions and not behave consumptively. The better a person's behavior in managing his financial planning, the better his financial planning in the future.References
Antoni, X., Saayman, M., & Vosloo, N. (2020). the Relationship Between Financial Literacy and Retirement Planning, Nelson Mandela Bay. International Journal Of Business And Management Studies, 12(2), 577–593.
Chun, Y. K., Fenn, C. J., & Al-Khaled, A. A. S. (2021). The Relationship between Socio-Demographics and Financial Literacy with Financial Planning Among Young Adults in Klang Valley, Malaysia (Hubungan Antara Sosio-Demografi dan Literasi Kewangan dengan Perancangan Kewangan dalam Kalangan Belia di Klang Valley. Jurnal Pengurusan, 63(December). https://doi.org/10.17576/JEM
Dewi, V., Febrian, E., Effendi, N., & Anwar, M. (2020). Financial literacy among the millennial generation: Relationships between knowledge, skills, attitude, and behavior. Australasian Accounting, Business and Finance Journal, 14(4), 24–37. https://doi.org/10.14453/aabfj.v14i4.3
Franita, R. (2020). Perencanaan Keuangan Ditengah Pademik. Jurnal Akuntansi, Manajemen Dan Ilmu Ekonomi, 1(1), 1–7.
Goyal, K., & Kumar, S. (2020). Financial literacy: A systematic review and bibliometric analysis. International Journal of Consumer Studies, 45(1), 80–105. https://doi.org/10.1111/ijcs.12605
Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora, 4(2), 23–35.
Khusaini, K., Mardisentosa, B., & Bastian, A. F. (2022). The Impact of Financial Education and Socioeconomic Status on the Undergraduate Students’ Financial Literacy. Media Ekonomi Dan Manajemen, 37(1), 55–76.
Kompas.com. (2021). Ini 5 Alasan Pentingnya Siapkan Dana Darurat. Money.Kompas.Com. https://money.kompas.com/read/2021/11/14/110109126/ini-5-alasan-pentingnya-siapkan-dana-darurat
Mashud, Mediaty, & Pontoh, G. T. (2021). The Effect of Financial Literature, Lifestyle and Income of Parents on Student Financial Management Behavior. Journal of International Conference Proceedings (JICP), 1(1), 79–86.
Otoritas Jasa Keuangan. (2021). Strategi Nasional Literasi Keuangan Indonesia (SNLKI) 2021 - 2025. Otoritas Jasa Keuangan, 378.
Pangestu, S., & Karnadi, E. B. (2020). The effects of financial literacy and materialism on the savings decision of generation Z Indonesians. Cogent Business and Management, 7(1). https://doi.org/10.1080/23311975.2020.1743618
Pradiningtyas, T. E., & Lukiastuti, F. (2019). Pengaruh Pengetahuan Keuangan dan Sikap Keuangan terhadap Locus of Control dan Perilaku Pengelolaan Keuangan Mahasiswa Ekonomi. Jurnal Minds: Manajemen Ide Dan Inspirasi, 6(1), 96. https://doi.org/10.24252/minds.v6i1.9274
Putri, N. A., & Lestari, D. (2019). Pengaruh Gaya Hidup dan Literasi Keuangan Terhadap Pengelolaan Keuangan Tenaga Kerja Muda di Jakarta. AKURASI: Jurnal Riset Akuntansi Dan Keuangan, 1(1), 31–42. https://doi.org/10.36407/akurasi.v1i1.61
Rai, K., Dua, S., & Yadav, M. (2019). Association of Financial Attitude, Financial Behaviour and Financial Knowledge Towards Financial Literacy: A Structural Equation Modeling Approach. FIIB Business Review, 8(1), 51–60. https://doi.org/10.1177/2319714519826651
Safari, K., Njoka, C., & Munkwa, M. G. (2021). Financial literacy and personal retirement planning: a socioeconomic approach. Journal of Business and Socio-Economic Development, 1(2), 121–134. https://doi.org/10.1108/jbsed-04-2021-0052
Tomar, S., Kent Baker, H., Kumar, S., & Hoffmann, A. O. I. (2021). Psychological determinants of retirement financial planning behavior. Journal of Business Research, 133(November 2020), 432–449. https://doi.org/10.1016/j.jbusres.2021.05.007
Yuesti, A., Rustiarini, N. W., & Suryandari, N. N. A. (2020). Financial literacy in the covid-19 pandemic: Pressure conditions in indonesia. Entrepreneurship and Sustainability Issues, 8(1), 884–898. https://doi.org/10.9770/jesi.2020.8.1(59)
Zahra, D. R., & Anoraga, P. (2021). The Influence of Lifestyle, Financial Literacy, and Social Demographics on Consumptive Behavior. Journal of Asian Finance, Economics and Business, 8(2), 1033–1041. https://doi.org/10.13106/jafeb.2021.vol8.no2.1033
Downloads
Published
How to Cite
Issue
Section
License
Artiket yang sudah diterbitkan di dalam jurnal JPIM adalah bersifat akses terbuka untuk umum dan untuk Hak cipta sepenuhnya milik Penerbit