EFFECT OF FINANCIAL LITERACY AND LOCUS OF CONTROL ON MSME PERFORMANCE IN MAESAN DISTRICT, BONDOWOSO REGENCY

Authors

  • Arini Dinan Haq Program Studi Manajemen Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim Malang
  • Misbahul Munir Program Studi Manajemen Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim Malang

DOI:

https://doi.org/10.30736/jpim.v7i2.1076

Keywords:

Financial Litercay, Locus of Control, Financial Performance

Abstract

Quantitative method. A sample of 100 MSME actors using non-probability sampling technique and proportional stratification allocations were divided into 90 micro businesses, 9 small businesses and 1 medium business. The collection tool is in the form of a questionnaire. Data analysis used SPSS 23 multiple linear regression. The results of the study stated that financial literacy had a significant positive effect on financial performance, while locus of control had no effect on MSME financial performance. And simultaneously there is a positive and significant influence between locus of control and financial literacy on the financial performance of MSMEs in Maesan District, Bondowoso.

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Published

2022-06-05

How to Cite

Haq, A. D., & Munir, M. (2022). EFFECT OF FINANCIAL LITERACY AND LOCUS OF CONTROL ON MSME PERFORMANCE IN MAESAN DISTRICT, BONDOWOSO REGENCY. JPIM (Jurnal Penelitian Ilmu Manajemen), 7(2), 240–251. https://doi.org/10.30736/jpim.v7i2.1076