The Effect Of CAR, NPL, NIM, And LDR On Financial Performance On Banking Companies Listed In IDX

Authors

  • Mutiara Putri Universitas Muhammadiyah Sukabumi

DOI:

https://doi.org/10.30736/jpensi.v7i2.1137

Keywords:

CAR, NPL, NIM, LDR, ROA

Abstract

This study aims to determine the effect of CAR, NPL, NIM, and LDR on financial performance with ROA as a measuring tool. This research was conducted on banking companies listed on the Indonesia Stock Exchange for the period 2018-2020. The research method used is quantitative research with an associative approach. The sample in this study were 21 banking companies. The data analysis used is multiple linear analysis. Based on the results of data analysis, it shows that the CAR and LDR has no significant effect on ROA. NPL has a significant and negative effect on ROA. NIM has a significant effect on ROA.

References

Dirkareshza, R., Azura, D. M., & Pradana, R. (2021). Government Policy during the Covid-19 Pandemic: Between a Prosperous Country and a Healthy Country. Jurnal Mercatoria, 14(1), 79–98. http://ojs.uma.ac.id/index.php/mercatoria/article/view/731/643

Faisal, A., Samben, R., & Pattisahusiwa, S. (2018). Analisis kinerja keuangan. Kinerja. https://journal.feb.unmul.ac.id/index.php/KINERJA/article/view/2444

Indira, N. C. (2021). Analisis Tingkat Kesehatan Bank Umum Syariah Di Masa Pandemi Covid-19 Menggunakan Metode CAMEL (Studi Kasus Bank Muamalat Indonesia Dan Bank …. repository.uinsu.ac.id. http://repository.uinsu.ac.id/id/eprint/12523

Jaya, I. M. L. M. (2020). Metode Penelitian Kuantitatif Dan Kualitatif. Anak Hebat Indonesia.

Juliandi, A., Irfan, & Manurung, S. (2014). Metodologi Penelitian Bisnis Konsep dan Aplikasi. UMSU Press.

Keffala, M. R. (2021). How using derivative instruments and purposes affects performance of Islamic banks? Evidence from CAMELS approach. Global Finance Journal. https://www.sciencedirect.com/science/article/pii/S1044028319301991

Putri, A. S., Ferawati, R., & Khairiyani, K. (2021). ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE CAMEL DAN RGEC PADA BANK BNI SYARIAH. repository.uinjambi.ac.id. http://repository.uinjambi.ac.id/10008/

Saputra, E. A. (2014). Analisis Pengaruh Rasio Camel Terhadap Kinerja Keuangan Bank Umum Di Indonesia. Universitas Sebelas Maret Surakarta.

Wahyudi, H. (2016). ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE CAMEL PADA PT. BANK RAKYAT INDONESIA TBK. Jurnal Bisnis Administrasi, 05(01), 43–49.

Published

2022-06-18