Analysis of Health Level of Banking Camel Method in Bank Tabungan Pensiunan Nasional (btpn) Sharia 2016-2020

Authors

  • Ersa Lailatul Silvia Ekonomi Syariah-Universitas Islam Negeri Sunan Ampel Surabay
  • Muhammad Iqbal Pratikto Universitas Islam Negeri Sunan Ampel Surabaya

DOI:

https://doi.org/10.30736/ja.v7i1.935

Keywords:

Metode Camel, Laporan Keuangan, Tingkat Kesehatan Bank

Abstract

Assesment of the soundness of financial institution banking is an essential matter. It is used to gain and people trust to islamic ban. The level of capability is the expertise  of a bank in doing its operational activity and being able  to fullfill its obligations, especially in short-term debt.  CAMEL method is used to pay attention to the soundnes level fluctuation of sariah bank by seeing these five types, capital, asset, management, profitability, and liquidity. The result finding indicates that the BTPN Syariah can be categorized as healty banking since 2016-2020. It means during that time period , BTPN Syariah is able to provide guarantees for each deposit which is given to the customer and can pay all of its obligations.

References

Andriasari, Widi Savitri, and Siti Ummi Munawaroh. 2020. “Analisis Rasio CAMEL (Capital, Asset, Management, Earnings, Equity Dan Liquidity) Pada Tingkat Kesehatan Bank (Studi Kasus BRI Syariah Periode 2018-2019).†Institut Agama Islam Negeri (IAIN) Metro.

Bank Indonesia. 1998. UU RI Nomor 10 Tahun 1998 Tentang Perubahan Atas UU Nomor 7 Tahun 1992 Tentang Perbankan. Jakarta.

BI. 2007. “Peraturan Bank Indonesia Nomor:9/1/PBI/2007 Tentang Sistem Penilaian Tingkat Kesehatan Bank Umum Berdasarkan Prinsip Syariah Gubernur (2007). Republik Indonesia.â€

Dr. Kasmir. 2015. Analisis Laporan Keuangan. Jakarta: PT Raja Grafindo Persada.

Ibrahim, Melinda, Kata Kunci, Analisis Camel, Kesehatan Bank, and Laporan Keuangan. 2021. “Jambura Accounting Review Analisis Kesehatan Bank Dengan Metode CAMEL Pada PT. Bank Mandiri Indonesia.†Jambura Accounting Review 2(1):12–26.

Pratikto, Muhammad Iqbal Surya, and Mohammad Khoiruzi Afiq. 2021. “Analisis Tingkat Kesehatan Bank Dan Potensi Financial Distress Menggunakan Metode Rgec Dan Zmijewski Pada Bank Bni Syariah Tahun 2015-2019.†Jurnal Ekonomi Syariah Teori Dan Terapan 8(5):570. doi: 10.20473/vol8iss20215pp570-581.

Pratikto, Muhammad Iqbal Surya, Clarissa Belinda Fabrela, and Maziyah Mazza Basya. 2021. “Analisis Kesehatan Laporan Keuangan Pada PT Bank Muamalat Indonesia Tbk Dengan Menggunakan Metode Camel Tahun 2015–2019.†OECONOMICUS Journal of Economics 5(2):75–85. doi: 10.15642/oje.2021.5.2.75-85.

Saraswati, Loeh. 2020. “Analisis Tingkat Kesehatan Bank Syariah Dengan Metode Camel Pada PT Bank Tabungan Pensiunan Nasional Syariah.†Institut Agama Islam Negeri (IAIN) Metro.

Sari, Novita. 2018. “Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode CAMEL Pada PT BNI Syariah Periode Triwulan Tahun 2015-2017.†Islamic Banking 4.

Sujarweni, V. Wiratna. 2017. Analisis Laporan Keuangan. Yogyakarta: Pustaka Baru Press.

Usman, Rachmadi. 2012. Aspek Hukum Perbankan Syariah Di Indonesia. Jakarta: Sinar Grafika.

Zis, Sumber Dana, Luar Bank, Dari Pihak, and Ketiga Bukan. 2015. “LAPORAN KEUANGAN PT Bank Tabungan Pensiunan Nasional Syariah.†2014:2014. Dalam http://www.btpnsyariah.com.

Published

2022-02-28